Many states require businesses to carry workers compensation insurance coverage for their employees, Michigan is one of those states when particular requirements are met. When a business does not carry workers compensation insurance for their employees the state regulatory agency may come down with legal concerns again
Employees who suffer a work-related injury or disease will may receive unlimited medical coverage with no deductibles or co-insurance requirements. There are additional protections in place for both the employer and employee.
This benefits is intended to replace a portion of the employee's lost income associated with work-related injuries. Is does not cover all of their lost income. As in most cases there are limits to the amount of income replace, as well as a potential waiting period.
To assist your employee with rehabilitation effects, workers compensation insurance offers financial coverage for physical therapy and vocational rehabilitation.
Compensation for the surviving spouse, children or other dependents as a result of work-related death. Limits do apply. And may include burial expenses coverage.
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